Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
-
9 Best Cash Advance Apps to Borrow Money Instantly
Loan apps can provide instant access to cash, but compare the costs of several options and explore alternatives before you decide to use one.
-
Credit Builder Loans Like Seedfi
Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of credit up to $500 to help you…
-
MoneyLion Credit Builder Loan Alternatives
Comparing several credit-builder product options can help you find one that best fits your budget.
-
Instant Credit Builder Loans With Money Upfront: $500+ Options, No Credit Check
Credit builder loans can help with establishing or re-establishing credit history. Typically, instead of getting the money when you’re approved, the lender holds the loan funds in a secure account.…
-
Best Personal Loans in 2026: Compare Rates, Lenders, and How to Qualify
Personal loans can cover big expenses, such as debt consolidation or emergencies, when you want predictable monthly payments. The best personal loan for you depends on your credit score, how…
-
MoneyLion Credit Builder Loan Review: Worth the Monthly Fee to Boost Your Credit?
A MoneyLion credit builder loan can help you boost your credit score, but is it worth the fee and high APR? We researched the pros and cons.
-
Sunrise Banks Credit Builder Loan Review: Rates, Terms, and Alternatives
With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score requirement. But Sunrise only offers two loan options.
-
Republic Bank Credit Builder Review 2026: A Closer Look at This Loan and Savings Program
Republic Bank's Credit Builder Loan provides a way to improve your credit. But is it the right choice? We cover the pros and cons.
-
Mission Lane Credit Builder Review 2026: Visa® Card for Poor Credit
Can a Mission Lane credit card help build credit? Uncover the pros, cons, and alternatives in our Mission Lane credit builder card review.
-
Digital Federal Credit Union (DCU) Credit Builder Loans: Complete 2026 Review
Digital Credit Union offers credit builder loans to help improve your credit and build your savings. This in-depth review explains more.