Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Self Cash Advance: How It Works in 2026
Self (aka Self Financial) is a handy app that helps people manage their money and improve their credit. Apart from its Credit Builder Account and the secured Self Visa Credit…
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Should You Get a Personal Loan to Start a Small Business or Startup?
Starting a business is exciting, but funding it can feel overwhelming. You’ve likely heard stories of entrepreneurs maxing out credit cards, borrowing from family, or bootstrapping their way to success.…
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AmONE Loans: 2026 Marketplace Review
It would take way too much time (that you likely don’t have) to individually apply to multiple personal loan lenders. If you use a loan marketplace like AmONE, though, you…
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Home Improvement Financing: 7 Responsible Ways to Pay for Renos and Repairs
Your home is a part of your family. It might not eat food, but it eats money, especially when it comes to home repairs and remodels. Given all the options…
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10 Best Apps to Save Money in 2026
Saving money shouldn’t require a spreadsheet and a personality makeover. The best money-saving apps do the heavy lifting for you: They nudge a few dollars aside every couple of days,…
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11 Ways to Make $50 Fast, or Even Instantly
Do you need some quick extra cash? We’ve compiled a list of legit, creative options to put money in your pocket, from cashbacks and affiliate programs to micro-hustles. Here’s how…
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I Need Money Today: Where to Turn for Immediate Support and Emergency Funding
The costs of our most basic necessities—food, housing, and medical care—continue to rise, such that average Americans are struggling to keep up. All it takes is one emergency or unexpected…
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Is Advance America Legit? How to Avoid Scammers Pretending to Be the Company
Advance America is a legitimate company with lending licenses in various states. As a BBB-accredited lender with nearly 20 years of experience, it offers strong customer service and same-day loans.…
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Fiona Loans 2026 Review: A Marketplace for Personal Loans and More, Powered by MoneyLion
Fiona is a personal loan marketplace, not a lender. You can use it to compare multiple offers from different personal loan companies at once. You’ll get matched with offers and…
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Is Beem Legit? 2026 Review of Beem Everdraft™ Instant Cash
Funding Up to $1,000, depending on plan Speed of advance 1 – 20 minutes Fees $1 – $4 Beem is a personal finance app that markets itself as an all-in-one…