Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
-
Tummy Tuck Cost & Financing Options
Tummy tucks had an average surgeon’s fee of $6,253 in 2018. You may incur additional costs for anesthesia, operating room fees, and post-op care. Insurance usually doesn’t cover tummy tucks,…
-
Best Jewelry and Engagement Ring Financing
There are several ways to finance an engagement ring or other jewelry. Each has pros and cons, but all tend to increase the total cost of the jewelry or add…
-
Best Timeshare Loans: 2026 Reviews
Timeshares can be expensive so you may have to borrow money to buy one. Timeshare salespeople often pitch lenders you can borrow from, but you could potentially qualify for a…
-
Adoption Loans: Compare Low-Interest Options
Although adoption can be a wonderful choice for expanding your family, it can be very expensive. If the cost of financing adoption expenses is an issue for you, compare adoption…
-
SoFi Personal Loans Review: Fast Approval With Good Credit
SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.
-
Upstart vs. SoFi: Which Personal Loan Is Better?
Both Upstart and SoFi offer online personal loans, but the rates and benefits that come with each loan differ. Keep reading to learn which lender is right for you.
-
Common Personal Loan Fees & Charges
Some personal loan lenders charge fees when you borrow. If you need to take out a personal loan, budget for the possibility of personal loan fees including an origination fee,…
-
SoFi vs. LightStream Personal Loans 2026: Comparing Terms, Rates, and Approval Odds
Both LightStream and Sofi provide affordable loans to borrowers with good credit, but which lender is best for you? In this guide, we review both loans and cover some scenarios…
-
SoFi vs. LendingClub: Personal Loan Comparison
Both SoFi and LendingClub offer competitive online personal loans, but one option is clearly best. Learn more in this SoFi vs. LendingClub review.
-
Rocket Loans Review: Fast Personal Loans for Fair to Good Credit
Known for speedy loan fulfillment and low interest rates, Rocket Loans has become a notable player in the online lending space. However, consumers should be mindful of the origination fees…