Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Splash Financial Personal Loan Marketplace: 2026 Review
Splash Financial is a loan platform where you can browse offers from lenders across the U.S. To prequalify for a loan, just answer a few questions and agree to let…
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Types of Loans: 6 Options Worth Exploring in 2026
Loans allow you to borrow money for virtually anything, from debt consolidation to starting a business to covering a financial emergency. Let’s look at the most common types of loans…
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Loans That Accept Chime: Where to Get Approved Fast
Chime has become a go-to option for millions of people thanks to its easy-to-use mobile banking, minimal fees, and early direct deposit. But there’s a catch: Some lenders and financial…
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Earnest Personal Loans via MoneyLion: An Unnecessarily Complicated Way to Borrow [2026 Review]
Earnest specializes in student loans, although it offered personal loans for years. Recently, its parent company, Navient, decided to cut costs by removing personal loans from the picture, but it…
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Universal Credit Personal Loans: Light on Details, Heavy on Costs [2026 Review]
Universal Credit offers online personal loans ranging from $1,000 to $50,000. Its loans are on the expensive side, which—while the company doesn’t provide any specifics—often means that it’s geared toward…
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You Can’t Borrow Money From Venmo—Here Are the Cash Advance Apps to Use Instead
Venmo is a peer-to-peer payment app that you can use to send money quickly. It’s useful when splitting a restaurant bill with friends, buying something from Facebook Marketplace, or paying…
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How to Borrow Money From Cash App (and Why You Might Not Be Eligible)
Cash App Borrow is a feature that lets some users take out a short-term loan, typically up to $400, directly in the app. But it’s still in testing and isn’t…
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6 Ways to Get Cash From a Credit Card
If you’ve ever stared at your credit card wondering, “Can this thing actually give me cash?”—you’re not alone. The short answer is yes, but there’s a catch (or several). As…
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Can You Borrow Money From PayPal? A Look at Your Options and the Best Alternatives
You can borrow money from PayPal, but not as easily as you might through traditional cash advance apps. Instead, you can finance purchases with PayPal’s buy now, pay later option;…
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10 Best Credit Building Apps in 2026
If your credit score could use a boost, a credit building app might be the easiest place to start. These apps offer tools like secured credit cards, credit builder loans,…