Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Jet Ski Loans & Other Financing Options
Eager to buy a jet ski? Here are your best options for financing the purchase, including jet ski loans, dealer financing, and credit cards.
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Should You Use Affirm on Expedia?
Affirm may be a good choice for you if you don't qualify for lower rates with a personal loan or credit card.
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Alternative Sites and Companies That Offer Loans Like LendUp
LendUp was launched in 2012 to provide funding for those with “not-so-great” credit scores. While LendUp may seem like a better option than your typical payday lender, the APR you are…
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Boat Loans & Financing Options
A boat loan is usually a personal loan but could have different names depending on the lender. Shop around and read the fine print to find the best deal
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Pave Personal Loan Review
If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives include LightStream, LendingClub, and Prosper, all of…
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NetCredit Personal Loans Review
NetCredit Personal Loans are an option for poor-credit borrowers. They do come with risks, though—which are amplified by their high interest rates.
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OneMain Financial Personal Loans Review 2026: Rates, Terms, and Alternatives
OneMain Financial provides personal loans, with an annual percentage rate that depends on your income, debts, credit profile, and what you can put up for collateral.
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SoFi vs Marcus Personal Loans: Which Is Best?
Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is a good choice if you’re looking to borrow a lot of money at once, while Marcus…
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Springleaf Financial Personal Loans Are OneMain Financial Loans: What Borrowers Should Know in 2026
Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to look for it under its new name, OneMain Financial.
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Self Credit Builder: How It Works and Why It Stands Out for Added Benefits in 2026
Self (formerly Self Lender) offers credit builder loans and a secured credit card. Both may be options for you if you have a low credit score or no credit history.