Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Is Brigit Legit? Cash Advance and App Review [2026]
What is Brigit? Brigit is a financial app that launched in 2019 with a clear goal: to help everyday people stay on top of their money and avoid those frustrating…
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Dave ExtraCash Cash Advance: 2026 Review
Funding Up to $500 Speed of advance 2 – 3 days; Instant (with fee) Subscription fees $1/month Instant funding fees $1.99 – $13.9 Dave is a digital banking app that…
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MoneyLion Cash Advance Review
Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It uses technology to provide low-cost (or even free) financial…
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Is EarnIn App Legit? Our 2026 Review
Founded in 2014, the EarnIn app was created to help responsibly-employed borrowers with cash flow issues between paychecks. EarnIn stands out against competitors because it doesn’t charge mandatory fees or…
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Klover App 2026 Review: Small Advances, Big Privacy Trade-Offs
Klover offers fee-free cash advances up to $200 with no interest or credit check—but there’s a catch. To qualify, you’ll need to share your financial data and complete tasks in…
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Fig Loans Review 2026: Small Installment Loans and Credit Builder Options for Bad Credit
Founded in 2015, Fig Loans is a mission-driven lender designed to support working-class Americans who may not qualify for traditional credit. It began in Houston, Texas, as a partnership with…
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No-Interest Personal Loans
Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees. You also must pay interest on the…
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Reprise Financial Review: Reliable Personal Loans for Fair and Bad Credit
Reprise Financial offers personal loans to borrowers with bad or fair credit, making it a potential option for those struggling to qualify elsewhere. With funding as soon as the next…
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Fast Loan Direct 2026 Personal Loan Review: Avoid This Lender
We do not recommend Fast Loan Direct. Fast Loan Direct says it partners with lenders to offer personal loans. However, an “F” Better Business Bureau (BBB) rating and several negative…
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Grace Loan Advance Personal Loan Review
Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal loan lender. So it’s not rated in…