Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Best Medical Loans
Here are our picks for the best medical loan companies among our lender partners, each one chosen to support borrowers with all credit profiles.
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LendingClub Personal Loans Review
LendingClub personal loans are a great choice if you have consistent income and at least a fair credit score.
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Best Credit Building Loans and Accounts: 2026 Reviews of Products and Companies
Building credit—or starting from scratch—is a common challenge. Nearly 50 million Americans are considered “credit invisible,” meaning they have little to no credit history and may struggle to qualify for…
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Lawn Mower Financing: Compare Loan Options
Lawn mower financing could be a good choice even if your credit is less than ideal. Consider your options and understand the terms of any loan offer before making your…
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DCU Personal Loans Review 2026: Rates, Terms, and Alternatives
Digital Credit Union, or DCU, is a New England credit union offering personal loans nationwide. If you don’t have the best credit, chances are you won’t get the lowest interest…
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Personify Financial Personal Loans Review: Beware of High Rates
Personify Financial is an online lender offering personal loans with no collateral requirements to qualified borrowers. Applicants do not need perfect credit to take out a Personify personal loan, but…
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ATV Loans & Other UTV Financing Options
ATV loans can help you afford the cost of an all-terrain vehicle. If you decide to get an ATV loan, it's important to consider all your financing options.
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Upstart Personal Loan Review: Rates, Approval Odds, and Requirements (2026)
Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a big origination fee.
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LightStream Personal Loans Review 2026: Best for Excellent Credit
LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low, and in some cases, you can receive…
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Where to Find Landscaping Loans & What to Ask Before Applying
For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your…