Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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9 Responsible Ways to Borrow Money in 2026
There are a lot of different ways to borrow money. Some options are more difficult to qualify for while others may be easier, but have incredibly high interest rates.
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How to Get a Loan Without a Job
A loan can help you stay on top of your expenses if you’ve been laid off or have lost your job, but you may face difficulty in getting approved. These…
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Florida Personal Loans: Online & Local Lenders
Personal loans are flexible, have a quick turnaround, and offer lower interest rates than credit cards.
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Tiny Home Financing: Compare Loan Options
Learn about financing options for tiny homes, which are homes that are generally under 600 square feet and much cheaper than traditional homes. While most tiny homes don't qualify for…
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Line of Credit vs. Personal Loan
A personal line of credit gives you ongoing access to cash that you can borrow when you need. A personal loan gives you the money in one lump-sum distribution. Here’s…
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GreenSky Home Improvement Loans Review 2026: Risks, Costs, and Better Alternatives
The GreenSky home improvement loan acts as a line of credit, and borrowers can use as much or as little as they need. It’s easy to apply for a GreenSky…
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Hot Tub Financing: Compare Your Options
Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.
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Best Egg vs. Upstart: Personal Loan Comparison
Searching for a personal loan? This Best Egg vs. Upstart comparison will help you determine which lender is best.
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LendingClub vs. Prosper: Personal Loan Comparison
Searching for a personal loan? This LendingClub vs. Prosper personal loan comparison will show you how the two P2P lenders stack up.
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SoFi vs. Prosper: Personal Loan Comparison
Both SoFi and Prosper offer personal loans to creditworthy borrowers, but the way they fund those loans is different. Learn more in this SoFi vs. Prosper comparison.